Taking out event insurance? Here’s how it works

Organising an event always comes with certain risks. From damage or accidents to bad weather or even cancellation — with the right event insurance, you’re covered. That way, you avoid unexpected costs and can focus on making your event a success.

1. Why take out event insurance?

Whether you’re organising a festival, sports event or corporate gathering — there are always risks involved that are beyond your control. Event insurance protects you against situations such as:

• Damage to rented equipment
• Liability for damage to property or injury to people
• Accidents involving visitors or staff
• Cancellation due to unforeseen circumstances, such as bad weather or an artist cancellation

2. Arrange it in minutes, fully online

Taking out event insurance is easier than you might think. At No Risk, you can arrange everything online in just a few minutes. Simply enter the details of your event via our application page. Next, select the cover options you need – and see exactly what each one costs. Everything is clear and transparent – you’ll see the premium for your event straight away.

Ready to go? You can take out the insurance directly online. Prefer to think it over or discuss it with someone? No problem – you can have the quote emailed to you and finalise it later.

3. What cover do you need?

The cover you need depends on the type of event you’re organising. These are the most popular options:

• Liability cover
• Cancellation cover (with optional extra cover for extreme weather or non-appearance)
• Equipment cover
• Accident cover

Smaller events often start with liability cover as a basic option. Larger events usually add extra cover, such as cancellation or equipment. Want to know more about the different types of cover and what they include? You can find an overview of all cover options on our cover page.

4. Common mistakes when taking out event insurance

• Requesting extreme weather cover too late: this must be arranged at least 14 days before your event.
• Unclear agreements about rented equipment: make sure it’s clear who is responsible for insuring rented items and for what value.
• Not checking which cover is required by your permit or client: always double-check this in advance.

5. Arranging your insurance with No Risk

Event insurance is usually not something you take out directly with an insurer. Instead, you work with a broker who handles everything for you – like No Risk. We specialise in event insurance and work with multiple insurers to offer the best solution for your event. Transparent, fast and hassle-free.

Curious about the cost of event insurance? Calculate your premium easily online.